Exeter Finance: Your Trusted Auto Financing Partner
Looking for an auto finance company that caters to individuals with subprime credit scores? Look no further than Exeter Finance. Founded in 2006 and headquartered in Irving, Texas, Exeter Finance has established itself as a leading provider of auto loans in the United States. With a presence in over 50 states, they offer financing solutions for both new and used vehicles. Let's delve into the details of Exeter Finance, including its history, services, and how it can assist you in securing auto financing.
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| Exeter Finance Your Trusted Partner for Auto Financing Solutions |
History of Exeter Finance
Exeter Finance was established in 2006 with the primary goal of providing auto financing to individuals with subprime credit scores. Over the years, the company has experienced significant growth and is now recognized as one of the top auto finance companies in the United States. In 2011, Exeter Finance underwent a major development when it was acquired by Blackstone, a renowned global investment firm. This strategic move enabled Exeter Finance to expand its services and cater to a larger customer base nationwide.
Services Offered by Exeter Finance
Exeter Finance specializes in offering subprime auto loans to individuals whose credit scores fall below the requirements set by traditional lenders. They understand that everyone's financial circumstances are unique, which is why they provide tailored financing solutions. In addition to auto loans, Exeter Finance also offers refinancing options for individuals who already have auto loans and are seeking to reduce their monthly payments or interest rates. To enhance convenience, they provide an online account management system that enables customers to easily make payments, access account information, and manage their loans from the comfort of their own homes.
Subprime Auto Loans
Exeter Finance's primary service revolves around providing subprime auto loans to individuals with credit scores below 600. Collaborating with a vast network of dealerships across the country, Exeter Finance assists individuals in purchasing new or used vehicles. Loan terms and interest rates are determined based on several factors, including credit score, income, and the type of vehicle being financed. With their expertise in subprime lending, Exeter Finance strives to help customers overcome credit challenges and secure the financing they need.
Refinancing Options
Exeter Finance understands that financial situations can change over time. That's why they offer refinancing options for individuals who already have auto loans. By refinancing, borrowers have the opportunity to lower their monthly payments or interest rates, potentially saving them money over the course of the loan. Whether you have a new or used vehicle, Exeter Finance provides refinancing solutions to accommodate your specific needs.
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Online Account Management
Exeter Finance prioritizes customer convenience by providing an online account management system. This user-friendly platform allows customers to make payments, access their account information, and manage their loans online, 24/7. With just a few clicks, borrowers can stay on top of their loan obligations and have greater control over their finances.
Address and Phone Number
Exeter Finance has multiple locations to serve its customers. Here are some of their addresses and phone numbers:
1. Address: 3rd Floor, The Senate, Southernhay Gardens, Exeter EX1 1UG, United Kingdom
Phone: +44 1392 267272
2. Address: 3885 Crestwood Pkwy NW # 530, Duluth, GA 30096, United States
Phone: +1 800-321-9637
3. Address: 3 Summit Park Dr # 610, Independence, OH 44131, United States
Phone: +1 216-236-7905
4. Address: 1750 Elm St, Manchester, NH 03104, United States
Phone: +1 603-657-9755
5. Address: 2250 W John Carpenter Fwy #100, Irving, TX 75063, United States
Phone: +1 877-633-4757
6. Address: 535 NJ-38, Cherry Hill, NJ 08002, United States
Located in: Cherry Tree Corporate Center
Phone: +1 856-254-0867
7. Address: 502 Earth City Expy, St. Louis, MO 63141, United States
Located in: Plaza 1 Office Center
Phone: +1 314-219-7207
8. Address: 303 S Broadway, Tarrytown, NY 10591, United States
Phone: +1 914-407-1217
9. Address: 7001 N Scottsdale Rd #1055, Scottsdale, AZ 85253, United States
Located in: Seville Shopping Center
10. Address: 18 Division St, Saratoga Springs, NY 12866, United States
Phone: +1 518-290-3075
Benefits of Choosing Exeter Finance
Flexible Loan Terms: Exeter Finance understands the importance of flexibility when it comes to auto financing. They offer loan terms that can be customized to align with your budget and financial situation, allowing you to choose the length of your loan and your monthly payments accordingly.
Personalized Service: At Exeter Finance, personalized service is a priority. Their dedicated customer service representatives work closely with you to identify the best financing options that suit your needs. With their expertise and friendly approach, the process of obtaining an auto loan becomes stress-free.
Online Account Management: Managing your loan has never been easier with Exeter Finance's online account management system. Accessible 24/7 from any location with an internet connection, you can conveniently make payments, access your account information, and stay on top of your loan obligations.
Risks to Consider
While Exeter Finance offers numerous benefits, it's important to consider potential risks associated with their services:
High-Interest Rates: As a specialist in subprime auto loans, Exeter Finance generally offers interest rates that are higher than those provided by traditional lenders. This means you may end up paying more in interest over the life of your loan.
Fees and Penalties: Exeter Finance charges fees for late payments, returned checks, and other services. These fees can accumulate and increase the overall cost of your loan.
Vehicle Repossession: Failure to make loan payments may result in Exeter Finance repossessing your vehicle. It's crucial to ensure that you can afford your loan payments before committing to an auto loan with Exeter Finance.
Frequently Asked Questions (FAQ)
Q. 1. What is Exeter Finance?
Answer:- Exeter Finance is a reputable auto finance company that specializes in providing subprime auto loans to individuals with credit scores below 600.
Q. 2. What services does Exeter Finance offer?
Answer:- Exeter Finance offers subprime auto loans, refinancing options, and an online account management system for its customers.
Q. 3. How can I apply for an auto loan with Exeter Finance?
Answer:- Applying for an auto loan with Exeter Finance is a simple process. You can fill out a short form online or visit a participating dealership to start the application process.
Q. 4. What are the benefits of working with Exeter Finance?
Answer:- Choosing Exeter Finance for your auto financing needs brings several advantages, including flexible loan terms, personalized service, and convenient online account management.
Q. 5. What are the risks of working with Exeter Finance?
Answer:- It's essential to consider the risks associated with working with Exeter Finance, such as higher interest rates, fees, and the possibility of vehicle repossession in case of payment defaults.
Q. 6. Is Exeter Finance a legitimate company?
Answer:- Yes, Exeter Finance is a legitimate company that has been operating for over 15 years, providing auto financing solutions to individuals with subprime credit scores.
Q. 7. How can I make payments on an Exeter Finance loan?
Answer:- Exeter Finance offers multiple payment options, including online payments, phone payments, and mail-in payments. They also provide the convenience of automatic payments to ensure timely and hassle-free loan repayments.
Q. 8. What types of vehicles can be financed with Exeter Finance?
Answer:- Exeter Finance provides financing options for both new and used vehicles, including cars, trucks, and SUVs. Whether you're looking for a reliable commuter car or a spacious family vehicle, Exeter Finance can assist you in securing the financing you need.
Conclusion
When it comes to auto financing for individuals with subprime credit scores, Exeter Finance stands out as a trusted partner. With a history of serving customers since 2006, they have grown to become a leading auto finance company in the United States. Offering subprime auto loans, refinancing options, and convenient online account management, Exeter Finance caters to the unique needs of their customers. While it's important to consider the risks associated with higher interest rates, fees, and the possibility of vehicle repossession, the benefits of flexible loan terms, personalized service, and convenient account management make Exeter Finance a viable option for those in need of auto financing. Contact Exeter Finance today to explore how they can assist you in achieving your automotive goals.
